Services

IL Lic # 100685517
NPN # 17275891

WHY HIRE A PUBLIC ADJUSTER?

Whether you’ve suffered a property insurance loss from a fire, water, storm, or any other disaster, understanding your options should be the most important step after filing an insurance claim. A Public Adjuster may be your best option to protect your interests and achieve the best outcome for your property loss.

Alta Public Adjusters and the Public Adjuster are each individually fully bonded and licensed in accordance with Illinois State Law.

 

What is a Public Adjuster?

Property insurance policies obligate the insured to present a claim to his or her insurance company for consideration. There are 3 types of adjusters that could be involved in that process. The definitions of the 3 types are as follows: 

  1. “Company adjuster” means the insurance adjusters who are employees of an insurance company. They represent the interest of the insurance company and are paid by the insurance company. They will not charge you a fee.
  2. “Independent adjuster” means the insurance adjusters who are hired on a contract basis by an insurance company to represent the insurance company’s interest in the settlement of the claim. They are paid by your insurance company. They will not charge you a fee.
  3. “Public adjuster” means the insurance adjusters who do not work for any insurance company. They work for the insured to assist in the preparation, presentation and settlement of the claim. The insured hires them by signing a contract agreeing to pay them a fee or commission based on a percentage of the settlement, or other method of compensation.